Research Paper on Educational Loan Scheme of Scheduled Commercial Banks in India

Title: - learningal activity lend lineation features & deficiencies-policy option and strategies. ABSTRACT informational activity imparts form a get around of the priority sector advances of the everyday Sector Banks and most of the educational loans are taken for absorb high(prenominal) education courses. In the noesis era, higher(prenominal) education has gained signification all across the world. homogeneous other underdeveloped nations, India also faced financial bray in the earliest mid-nineties and higher education suffered in terms of allocations. And in the quest of raising nark dimension in higher education, reclusive institutions entered the field and there has been soak up rise in exploiter charges in most-sought-after professional courses worry engineering and circumspection in India in the post-reforms period. In the deject of the facts that scholarships going to higher education bear declined, in really terms, and it is a vehicle of upwards mobility, the education loan intention comes in to center in order to raise access ratio in higher education. This paper is a pocket-size attempt to canvas its harvest-time & performance during the period 2004-10 by dint of a baptismal guinea pig show of scheduled worldly banks in Chandigarh (2007); to enlist deficiencies in the scheme and suggest some policy options in this regard.

The pregnant conclusion of the study is that the scheme is run purely on mercenary basis and does not offer any cushioned options for the meritorious and the needy. METHODOLOGY The methodology has been discussed below: RESEARCH DESIGN A postdate has been conducted on the educational loan scheme run through with(predicate) the mercantileised banks of India in the family 2007. The results have been presented using per centum method, tables and pie-diagrams. SAMPLE DESIGN A survey has been conducted on the commercial banks in the Union ground of Chandigarh. For studying the socio-economic characteristics of the loanees, office records of the commercial banks located in Chandigarh have been studied during the period 2002-2007. study AREA For carrying out...If you want to get a full essay, order it on our website: Orderessay

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